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Suite 2, The Avenue, Beacon Court, Sandyford
Dublin 18, Ireland.
01 291 1811 01 291 1854 info@dbot.ie

Income Protection

Have you ever thought about how you would survive without any income? Who would pay for your mortgage/rent, food and other regular bills? Without Income Protection if you are self-employed or a company director and you are unable to work due to accident or illness you would receive nothing from the state. If you are an employee paying PAYE you are entitled to €188 per week. This amounts to €9,776 per annum which to most people represents a significant drop in income. Income Protection can help you protect yourself and your family against this.

Fact: One in six Irish workers will be out of work for six months or more due to accident or illness during their average working life. The average claim is 6 years. Less than 10% of Irish workers have any form of Income Protection in place.

Income protection is designed to provide a replacement income if you are out of work due to illness or disability. The payments are made as a taxable regular income until you are able to return to work or reach retirement. The maximum payment that can be made is 75% of your regular income. Premiums for income protection qualify for tax relief at your higher rate of tax and can be paid either by the individual or their employers.

At Devlin Boland O’Toole we believe that Income Protection is one of the most important products you can have. We will take time to assess your needs and look at the different products available and explain how each one benefits you before advising on the most suitable cover.

How do I get an income protection insurance policy?

  1. Call Devlin Boland O’Toole on 01-2911811 to discuss your income protection needs or to book an appointment.
  2. Drop us an e-mail at: info@dbot.ie

Call us on 01 291 1811 or email info@dbot.ie.